1. Plural of coinsurance; insurance arrangements in which two or more insurers share the risk of a single claim or policy.
Usage: Finance/insurance term; Typically used in business and legal contexts
2. A provision in an insurance policy requiring the policyholder to pay a specified percentage of covered losses after the deductible is met.
Usage: Common in health and property insurance

Examples

• The hospital's coinsurances with multiple providers reduced individual liability.
• Under the policy's coinsurances clause, the patient paid 20% of medical expenses.
• The insurance company arranged coinsurances with three other carriers to spread the risk.
• Coinsurances requirements vary depending on the type of health plan selected.
• The property damage claim was handled through coinsurances between two major insurers.