1. to provide (a company or business) with more capital than is necessary or prudent for its operations
Usage: chiefly British spelling; American English typically uses 'overcapitalize'; finance/business term
2. to assign an excessively high capital value to (an asset or company)
Usage: finance/business term

Examples

• The startup was overcapitalised with funds it could not effectively deploy.
• Investors warned that the company had overcapitalised its real estate holdings.
• The firm's decision to overcapitalise early operations left it with excess cash reserves.
• Analysts argued the market had overcapitalised the struggling retailer.
• By overcapitalising the venture, management created inefficiencies in resource allocation.